Holder
From MgmtWiki
								
												
				Full Title or Meme
The Holder of a Credential or Certificate will typically be the Subject of that document except is cases where the holder is acting as an guardian for the Subject.
Context
Smartphone were designed to be the property one one person and so developed use cases where all of the contents of the phone were to property of the holder of the phone to use as desired by the holder.