Mobile Credential

Full Title or Meme

This topic is broadly applicable to any User Private Information that a User needs to carry with themselves in digital format on a computing device. It does not include Smart Cards.

Mobile Storage Types

1. Data held entirely within the mobile operating system.
2. Data held entirely within the applications provided with the operating system.
3. Data held entirely with the control of an application from an approved app store that is subject to app store rules and may be removed by the o/s at any time.
4. Data held by any other application.

App Source Use Cases

1. App is in the o/s when installed.
2. App is required or otherwise supported by the Issuer.
3. App is installed by user choice.

Context

The context is Direct Presentation of verifiable information that is held in digital form in the possession of the user at most times.

• Presentation from hard copy like a traditional Driver's License or a QR Code on a form printed by the user at home.
• Presentation from a Wallet

Currently Accepted

Both Apple Wallet and Google Wallet support various digital credentials, including:

Common Credential Types

• Payment Cards (Credit & Debit)
• Loyalty Cards (Retail & Rewards Programs)
• Event Tickets (Concerts, Sports, Travel)
• Boarding Passes (Airlines & Transit)
• Student IDs (University-issued digital IDs)
• Mobile Driver’s Licenses (mDLs) (Limited availability)
• Government IDs (Certain regions)
• Health & Vaccination Records (COVID-19 passes, insurance cards)
• Transit Passes (Metro, bus, train cards)
• Hotel & Car Rental Reservations (Digital keys & confirmations)

Google Wallet-Specific

Google Wallet supports mDLs and ID Passes, which are based on ISO 18013-5 standards. These credentials allow users to verify their identity digitally.

Apple Wallet-Specific

Apple Wallet supports student IDs, corporate badges, and government-issued IDs in select locations.